How to Properly Make a Flood Damage Claim

5/7/2020 (Permalink)

A flooded school in Langhorne, PA

Water can inflict massive damage on your home if you're not careful. Though you can prepare yourself against many issues, some types of flooding may occur without warning. If you need to make a flood claim, there are ways you can help the process go more smoothly. Make sure you follow the following advice so you can get the financial help you need. 

Gather Evidence

To make an insurance claim, your provider will want details about how the flood began and what was damaged or lost. Before you call your agent, it's best to do the following:

• Take pictures of the extent of the damage in your home.
• Write down belongings that were damaged or destroyed as well as building materials that were affected.
• Make note of any injuries you or family members may have suffered.

Get in Touch With the Professionals

Cleaning up after a flood can be time-consuming, pain-staking work. Unless the water damage is minor and only covers a small area, you should contact a professional water restoration company. These companies have skilled technicians with experience and the right equipment to clean up the water in your home. The professionals will arrive promptly and assess the situation. Crews will extract all the water, thoroughly dry and sanitize the area and restore any damaged or ruined materials. After you make a flood claim, the insurance company and the cleanup company will coordinate their efforts and work out a payment.

Stay out of the Way